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Asset Finance

Get What You Need For Your Business with

Responsive Lending


Rates from 7.95%* APR

Getting a quote from us is cost and obligation free.

* Subject to suitability, affordability and verification

Am l Eligible to Apply?

To be eligible the following criteria applies:

  • Earning at least $450 per week;
  • You are over the age of 18;
  • You are currently employed, self employed or on an eligible pension;
  • You are an Australian citizen, or a permanent resident of Australia or New Zealand;
  • If you are on a Visa, you must have 2.5 or more years remaining on your expiry (PLEASE NOTE: We cannot assist those who hold a student Visa)
  • You maintain an Australian residential address


NOTE: These are the basic requirements to apply for any loan product with Responsive Lending. A full assessment is required to determine eligibility.

Simple Asset Finance

Responsive Lending Asset Finance

Loan rates from 7.95%*

Low Doc Options


Getting a quote with us is cost and obligation free.


* Subject to verification, affordability & suitability

Why Responsive Lending Asset Finance?

Why Responsive Lending
‚ÄčAsset Finance?

Whether you're after a loan for a ute, truck, forklift or prime mover, Responsive Lending makes it easy.

Unlike applying through a bank or a finance company, choosing Responsive Lending for your asset finance gives you the ability to compare up to 40 different lenders. We compare Macquarie, ANZ, Liberty, Moula and many more.

Am l Eligible for Asset Finance?

To be eligible, the following basic criteria applies:

  • Your business needs to be active
  • You have been in business for a minimum of 6 months
  • You are over 18 years of age
Am l Eligible for Asset Finance?

See What Our Customers Think

3 Steps to Asset Finance

Step 1!
Step 1

Use our online application system to apply online for your Asset Finance in under 3 minutes. The application form will ask you questions like, what loan purpose you're after, where you live and what your income source(s) is.

Step 2!
Step 2

Speak to our team. Our team will call you to discuss your requirements about the loan.





Step 3!
Step 3

Once you're pre-approved, it's time to sign contracts. In 90% of cases this can be done completely online, saving the need to print out and manually sign documents.



3 Steps to Asset Finance

Step 1

Use our online application system to apply online for your Asset Finance in under 3 minutes. the application form will ask you questions like, what loan purpose you're after, where you live and what your income source(s) is.

Step 2

Speak to our team. Our team will call you to discuss your requirements about the loan.

Step 3

Once you're pre-approved, it's time to sign contracts. In 90% of cases this can be done completely online, saving the need to print out and manually sign documents.

Frequently Asked Questions

What does Credit History mean?

Excellent = 800 - 1,000 credit score with no defaults

Average = 500 - 799 credit score with 1 utility default

Poor = 200 - 499 credit score with 2 or more defaults or ex bankrupt or Part IX

* These examples are provided as a guide only. Each situation is different and a credit score is only one part of the assessment puzzle. Being specialists in our field, we pride ourselves on trying to help as many people as we can, no matter what their circumstances are.

What CAN l use Asset Finance for?

You can use Asset Finance for any vehicle that is going to be predominantly used for business purposes. This could be a ute, truck, prime mover or a vehicle to be used as a taxi.

What CAN'T l use Asset Finance for?

You can't use an Asset Finance loan for any vehicle that is not being used for business. A family car that is going to be predominantly used to take the kids to school wouldn't be eligible for Asset Finance. In those cases, you can consider a car loan.

I have bad credit, can you help me with Asset Finance?

You can't use an Asset Finance loan for any vehicle that is not being used for business. A family car that is going to be predominantly used to take the kids to school wouldn't be eligible for Asset Finance. In those cases, you can consider a .