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Caravan Loans

Loans from $5,000 to $100,000*
Responsive Lending will have you singing with joy, enabling you to hit the road in your dream caravan and embrace exciting new adventures*.
We work for you, comparing over 40 lenders to match you with a lender that will get you the best caravan loan interest rate for your circumstances.
With us, you only apply once...we do the rest!
Getting a quote with us is cost and obligation free.
* Subject to verification, affordability & suitability
What is a Caravan Loan?
A caravan loan is a type of personal loan specifically designed to help you purchase a new or used caravan, camper trailer, or motorhome. Whether you’re after a sleek new model or something second-hand, this loan provides the financial support you need to get on the road as soon as possible. With a caravan loan, you can access the necessary funds to buy your desired recreational vehicle, and the repayment terms can be tailored to fit your unique financial situation. These loans can be either secured or unsecured, with interest rates and fees varying based on the lender and your credit history.
Caravan Loan Repayment Calculator
Use our Caravan Loan Repayment Calculator to estimate your repayment plans by adjusting variables such as amount to borrow and loan length. The comparison rate helps you understand the costs associated with different loans, providing a clear picture of various loan options. It's crucial to understand the total cost of the loan, as it includes all factors that influence your overall expenses.
Caravan Insurance
When taking out a caravan loan, it’s essential to consider caravan insurance. This insurance provides financial protection against unexpected events such as accidents, theft, or damage. You can purchase caravan insurance separately or as part of your caravan loan package. In many cases, lenders may require you to have comprehensive insurance coverage for the caravan to safeguard their investment. Ensuring you have the right insurance means you can enjoy your adventures with peace of mind, knowing you’re protected against unforeseen circumstances.
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3 Steps to Your New Caravan Loan

Step 1
Use our online application form to apply for your Caravan loan in under 3 minutes! The application form will ask you questions like what type of vehicle you are after, where you live and what your income source(s) is.

Step 2
Speak to our team. Our team will call you to discuss your requirements and get to work to match you with the best lender for your circumstances.

Step 3
Once you're pre-approved, it's time to find your Caravan! You can choose a Caravan of your choice from a dealership or private sale.
Types of Caravan Loans
When it comes to financing your caravan, there are several types of loans to consider
By understanding the different types of caravan loans, you can choose the one that best fits your financial situation and personal objectives.
Budgeting & Tips Before You Apply
Considering caravan finance requires a clear budgeting plan. Make sure to factor in monthly repayments, including weekly, fortnightly, or monthly repayment options, possible balloon payments, and any ongoing fees.
Whether you’re opting for secured caravan finance or exploring an unsecured option, it’s wise to compare interest rates and understand how each type of caravan loan aligns with your lifestyle and financial goals.
You might also think about RV finance or camper trailer finance if you need more flexibility. This way, you can choose a deal that offers both low rates and the freedom to travel wherever the open road (or off-road) may take you.