Put Your Dream Car
in Your Driveway with a Responsive Lending
Loans from $5,000 - $200,000
Private Sales OK
Australian Based Customer Service
100% Obligation Free Approval
* These are the basic requirements to apply for any loan product with Responsive Lending. A full assessment is required to determine elgiibility.
Obligation Free Enquiry
Unlike applying through a bank or a finance company, choosing Responsive Lending for your car loan gives you the ability to compare over 20 different lenders. We compare ANZ, Macquarie, Pepper and many more.
We take the leg out of getting the best deal on a car loan! We work for you, not the banks.
We're independent and proud of it.
What does that mean for you?
When you're approved for a bad credit car loan with us, you're not locked into any one car dealer. You can choose where and who you buy your new car from.
All of our Car Loan's team are located in our offices in both Melbourne and Queensland and are ready to help with your finance enquiry.
Don't worry if you're in another state, we can help customers all over Australia.
Use our online application system to apply online for your credit car loan in under 3 minutes. The application form will ask you questions like what type of vehicle you are after, where you live and what your income source(s) is.
Speak to our team. Our team will call you to discuss your requirements about both the loan and the car you're purchasing.
One you're pre-approved, it's time to find a car! You can choose a car of your choice from a dealership, private sale or even in some situations auction and imported vehicles.